Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee be (in percentage terms) on the new mortgage? (Lenders typically charge 1 percent when refinancing a loan.)

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7. How many points (in percentage terms) will you be paying for the new loan?

%

8. What other closing/fixed costs (in dollar terms) are there?

$
 
   
   
JM EGAN Wealth Advisors, LLC, John M. Egan, CFP

21 Green Village Road
Madison, NJ 07940
Phone: 800-919-5010
Fax: 973-377-7080

1101 Richmond Ave, Suite 203
Point Pleasant Beach, NJ 08742

Phone: 800-919-5010 		• Fax: 973-377-7080
www.jmegan.com • john@jmegan.com

Investment Advisory Services offered through J.M. Egan Wealth Advisors, LLC. John M. Egan, CFP® and Janet S. Sherry, CFP®, Investment Advisor Representatives.Securities offered through Securities America, Inc. Member FINRA/SIPC.  John M. Egan, CFP®, Janet S. Sherry, CFP®, Registered Representatives.Securities America, Inc. and J.M. Egan Wealth Advisors, LLC, are independent non-affiliated entities.

Please remember to contact J. M. Egan Wealth Advisors, LLC if there are any changes in your financial situation or investment objectives, or if you wish to impose, add or modify any reasonable restrictions to our investment management and advisory services.   A copy of our current written disclosure statement discussing our advisory services and fees is available for your review upon request. 

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Securities licensed in:  CA, CT, FL, GA, MA, ME, MS, NH, NV, NJ, NC, NY, PA, TX, VA, VT.
Insurance licensed in:  NJ, NV, NY 

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